Introduction

Welcome to the gateway of traditional finance, io.flow the Payments-as-a-service (PasS) solution that gives you direct access to a network of partner payment-service-providers (PSPs). This suite of functionalities is crafted to streamline the financial transactions and account management processes, ensuring efficient and secure operations for your organization.

Payins & Payouts: Fast Local & Global Payments

Payins and payouts enable your organization to send & receive funds efficiently to & from customers or other external entities both locally and globally. With one single integration, connect with our vast network of PSPs and EMIs.

• Key Features:
  • Create, view, and track payins & payouts across accounts.
  • Various statuses for detailed payout tracking.
  • Sweep payout functionalities for automated fund consolidation.

Accounts: Your Financial Control Center

Accounts in io.flow serve as the central hub for your financial operations, providing two primary types: Virtual Accounts and Virtual User Accounts. Each type is tailored to specific operational needs, ensuring robust and flexible financial management.

• Key Features:
  • Virtual Accounts for main currency ledger operations.
  • Virtual User Accounts for individualized financial management.
  • Single currency focus with multi-currency support across the platform.

Transfers: Streamlining Internal Fund Movements

Transfers within io.flow are essential for internal fund reallocation, enabling movement of funds between accounts within the same or different PSPs. Our transfer functionalities are designed to be intuitive and cost-effective, aligning with your PSP contract rates.

• Key Features:
  • Account-to-account transfers within the same PSP.
  • Sweep configurations for automatic fund transfers.
  • Transparent charge structures based on PSP agreements.